Estimate your full monthly housing payment — P&I, property taxes, insurance, PMI, and HOA. Supports Conventional, FHA, VA, and USDA loans with extra payment modeling.

Compare your current mortgage to a new refinance rate and term. See your new monthly payment, exact break-even point, closing costs, and total interest savings — with cash-out and roll-in-costs modeling.

Calculate your auto loan payment including sales tax, title fees, and trade-in value. Covers new cars, used cars, and refinancing with a full amortization schedule and rate assessment.

Model personal loans, debt consolidation, and refinancing. Calculates effective APR including origination fees, shows your saving vs credit card minimum payments, and generates a full amortization table.

Generate a complete amortization payment schedule, interactive bar chart, and balance curve for any fixed-rate loan. Includes extra payment modeling, calendar-accurate payment dates, and PDF/Excel export.

Calculate interest-only loan payments with a complete payment schedule, interactive balance chart, and principal payoff timeline. Includes optional extra payment modeling, calendar-accurate payment dates, and PDF/Excel export.

Plan your educational loan repayment across Standard, Graduated, Extended, IBR, PAYE, and SAVE plans. Estimates monthly payments based on income, total interest, payoff date, and potential loan forgiveness.

Estimate your VA mortgage payment with $0 down, no monthly PMI, and the VA funding fee built in. Includes a VA entitlement calculator for zero-down eligibility and a full amortization schedule.

Estimate your home equity loan or HELOC payment, available equity, and combined loan-to-value ratio. Compare a fixed-rate lump sum against a variable rate HELOC draw and repayment period, with a full amortization schedule.

Estimate how long it takes to pay off a credit card with a fixed payment, see the true cost of paying only the minimum, or calculate the payment needed to hit a payoff goal — with a full amortization schedule.

Find your front-end and back-end debt-to-income ratio in seconds, see how it compares to what lenders expect, and find out how much more debt you can safely take on.

Estimate your monthly boat payment including sales tax, financed fees, and trade-in value. Covers insurance and maintenance costs, with a full amortization schedule and extra payment savings.

Toggle between buyer and seller mode to estimate your cash to close or net proceeds at sale. Includes an itemized fee breakdown, interactive chart, and average closing cost benchmarks by home price.

Estimate how much house you can afford with a mortgage pre-approval and pre-qualification calculator built on real lender DTI ratios.