LoanRateCheck.com ("we," "our," or "us") is committed to transparency. This Affiliate Disclosure explains how we may earn revenue through affiliate relationships and how this may affect the content on our website.

1. What Is Affiliate Marketing?

Affiliate marketing is a way for websites like ours to earn a small commission by recommending products or services from other companies.

When you click on an affiliate link on LoanRateCheck.com and complete an action — such as applying for a loan, signing up for a service, or making a purchase — we may receive a commission from that company.

Important

This comes at no extra cost to you. The price you pay is the same whether or not you use our affiliate link.

2. How We Use Affiliate Links

Affiliate links may appear in various areas of our website, including:

  • Articles and blog posts
  • Calculator result pages
  • Comparison tables
  • Banner advertisements
  • Recommended product listings

These links are clearly intended to connect you with relevant financial products and services. When an affiliate link is present, it helps us keep our tools free and our content running.

3. FTC Compliance

In accordance with the Federal Trade Commission (FTC) guidelines, we disclose that:

  • We may receive compensation for affiliate relationships
  • This compensation may influence which products or services we feature or how they are presented
  • However, our editorial reviews and opinions remain honest and are not written to favor any particular partner

4. Our Commitment to You

We take transparency seriously. Here is what we commit to:

Honesty We only promote products and services we believe may genuinely benefit our users
Independence Affiliate relationships do not influence our editorial integrity or calculator accuracy
Transparency We clearly disclose when content may result in compensation
No Extra Cost Using our affiliate links never increases the price you pay

5. Third-Party Partners

We may partner with various financial companies, including:

  • Loan providers and lenders
  • Comparison platforms
  • Financial product marketplaces
  • Insurance providers

These partnerships allow us to keep LoanRateCheck.com free for all users. We do not guarantee the services or products of any third-party partner. Always conduct your own research before making any financial decision.

6. No Guarantee or Endorsement

The presence of affiliate links on our website does not constitute a guarantee, warranty, or formal endorsement of any product, service, or company.

We encourage all users to:

  • Research financial products independently
  • Compare multiple offers before making decisions
  • Consult a qualified financial professional when needed

7. Content Integrity

Our editorial content — including articles, guides, and calculator explanations — is written independently of our affiliate relationships. Our primary goal is to provide accurate, useful, and unbiased information.

If a sponsored or affiliate-related piece of content is distinctly promotional in nature, we will endeavor to clearly identify it as such.

8. Changes to This Disclosure

We may update this Affiliate Disclosure from time to time. Any changes will be posted on this page with a revised "Effective Date."

9. Contact Us

If you have any questions about our affiliate relationships or this disclosure, please contact us:

Contact: Contact Page

Website: LoanRateCheck.com

Last updated: May 5, 2026

Frequently Asked Questions

What is an affiliate link?

An affiliate link is a special URL that tracks whether a visitor came from our website. When you click an affiliate link and complete an action — such as applying for a loan — we may earn a small commission from the company at no extra cost to you.

Do affiliate links cost me anything extra?

No. Using our affiliate links never increases the price you pay. The commission we receive comes from the partner company, not from you.

Does affiliate compensation affect your content?

We are committed to editorial independence. While affiliate relationships may influence which products we feature, our editorial reviews and opinions remain honest and are not written to favor any particular partner. Our calculator accuracy is never influenced by commercial relationships.

How do I know if a link is an affiliate link?

We disclose our affiliate relationships on this page and throughout our content where relevant. If you have questions about whether a specific link is an affiliate link, feel free to contact us at info@loanratecheck.com.

Do you guarantee the products or services you link to?

No. The presence of affiliate links does not constitute a guarantee, warranty, or formal endorsement of any product, service, or company. We encourage you to research financial products independently and compare multiple offers before making any decisions.

Is LoanRateCheck.com FTC compliant?

Yes. We comply with Federal Trade Commission (FTC) guidelines by clearly disclosing that we may receive compensation through affiliate relationships and that this compensation may influence which products we feature or how they are presented.