Terms of Use

1. Use of Website

LoanRateCheck.com provides:

• Financial calculators (mortgage, personal loans, auto loans, etc.)
• Educational and informational financial content
• Links to third-party financial products and services

You agree to use this website only for lawful purposes and in a way that does not infringe upon the rights of others.

2. No Financial Advice

All content on LoanRateCheck.com is provided for informational purposes only.

• We are not financial advisors, lenders, or brokers
• Information should not be considered financial, legal, or professional advice
• You should consult a qualified professional before making financial decisions

Use of calculators and content is at your own risk.

3. Accuracy of Information

We strive to provide accurate and up-to-date information, but we do not guarantee:

• Completeness
• Accuracy
• Reliability
• Availability

Loan calculations are estimates only and may not reflect actual loan terms offered by lenders.

4. Affiliate Links and Third-Party Services

LoanRateCheck.com may include affiliate links to third-party websites.

• We may earn a commission if you click on links and take action
• We do not control third-party websites or services
• We are not responsible for their content, policies, or practices

You should review the terms and privacy policies of any third-party websites you visit.

5. Intellectual Property

All content on LoanRateCheck.com, including:

• Text
• Graphics
• Logos
• Calculators
• Design elements

is the property of LoanRateCheck.com or its licensors and is protected by applicable intellectual property laws.

You may not:

• Copy, reproduce, or redistribute content without permission
• Use our content for commercial purposes without consent

6. User Conduct

By using the website, you agree not to:

• Use the site for illegal or fraudulent activities
• Attempt to gain unauthorized access to systems or data
• Interfere with the website's functionality or security
• Use automated systems (bots, scrapers) without permission

7. Limitation of Liability

To the fullest extent permitted by law, LoanRateCheck.com shall not be liable for:

• Any direct, indirect, incidental, or consequential damages
• Financial losses resulting from reliance on website content
• Errors or inaccuracies in calculations or information

Your use of the website is at your own risk.

8. Disclaimer of Warranties

The website is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding:

• Website operation
• Content accuracy
• Availability or uptime

9. Indemnification

You agree to indemnify and hold harmless LoanRateCheck.com from any claims, damages, or expenses arising from:

• Your use of the website
• Your violation of these Terms

10. Termination

We reserve the right to suspend or terminate access to the website or restrict services without notice if you violate these Terms or engage in harmful behavior.

11. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Republic of Serbia, and any disputes relating to these terms shall be subject to the exclusive jurisdiction of the courts in Zrenjanin, Serbia.

12. Changes to Terms

We may update these Terms of Use at any time. Changes will be posted on this page with an updated "Effective Date." Your continued use of the website constitutes acceptance of those changes.

13. Contact Information

If you have any questions about these Terms, please contact us:

14. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and LoanRateCheck.com regarding your use of the website.

Last updated: May 5, 2026